Precious Bankole

524 Summit Drive

Swanton, MD
$ 899,000 Beds 5 Baths 3.5 Sq 4,457
Monthly Estimate* How much can I afford?

Completely Remodeled & Modernized in 2026! Discover the perfect blend of modern luxury, thoughtful design, and private mountain living in Sky Valley at Deep Creek Lake. Set on two lots totaling 4.4 acres, this beautifully transformed home offers an exceptional floor plan with high-end updates throughout and plenty of room to relax, entertain, and enjoy the outdoors. Step inside to discover gorgeous new hardwood flooring, sophisticated finishes, and an inviting layout designed for today's lifestyle. The high-end kitchen is a true centerpiece, featuring premium finishes, abundant cabinetry, and a large island that provides the perfect gathering space. The spacious main-level primary suite offers a private retreat with an impressive updated bathroom and comfortable living space. One of the home's standout features is the large sunroom, offering a bright and peaceful space to enjoy the surrounding wooded setting year-round. A 2-car attached garage provides excellent convenience, while an additional third garage bay pull-in on the basement level offers valuable space for vehicles, recreational equipment, storage, or a workshop. The expansive 4.4-acre setting provides an exceptional sense of privacy while still placing you close to everything Deep Creek Lake has to offer. As a member of the Sky Valley community, you'll also enjoy access to a sandy beach and roped-in swimming area, community boat ramp, and community docksmaking it easy to enjoy all the lake has to offer. With a complete 2026 renovation, impressive living spaces, abundant garage capacity, and a private acreage setting, this exceptional Sky Valley property is ready to enjoy from day one.

ACTIVE

  • Price
  • $ 899,000
  • City
  • Swanton
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • GARRETT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 2.3 Acres
  • Zip
  • 21561
  • Sqr Footage
  • 4,457
  • Year Built
  • 1985
  • Taxes
  • $ 6863
  • Style
  • Contemporary
  • MLS#
  • MDGA2012798
Listed By: Justin D Liller with Railey Realty, Inc. - 3013872000;
Data Source: Bright MLS

Features

General

Living Area 4457
Sewer Septic = # of BR
Heating Forced Air
Cooling Central A/C
Possession Settlement
Zoning R
HOA Fee 1603.85
Garage Spaces 3.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Road Maintenance
Architectural Style Contemporary
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1985
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Additional Parcels Description TAX ID: 1218038749
Assoc Fee Paid Per Annually
County GARRETT
New Construction No
Property Type Residential
Association Amenities Boat Dock/Slip,Boat Ramp,Common Grounds,Pier/Dock
HOA Yes
Subdivision Name SKY VALLEY
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From McHenry follow Garrett Hwy SOUTH to LEFT on Glendale Rd,RIGHT on North Glade Rd,RIGHT on 495,RIGHT on Sky Valley Rd. Keep RIGHT into Sky Valley Subdivision to RIGHT on Summit Dr to 524 on RIGHT
City SWANTON
Body of Water Deep Creek Lake
Disclosures Mineral Rights,Prop Disclosure,Subject to Condo/HOA Docs
Association Name SKY VALLEY
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 100188.00
Tax Assessed Value 617133.0
Tax Annual Amount 6863.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 284.76
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Additional Parcels Y/N Yes
Vacation Rental Y/N No
Total SQFT 6480
Standard Status Active
Year Built Source Assessor
Legal Subdivision SKY VALLEY EAST
Tax Lot 0040
Association Recreation Fee No

Interior Features

Heating Fuel Oil
Basement Full,Interior Access,Outside Entrance,Partially Finished,Walkout Level
Total Fireplaces 2
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3157
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 1300
Main Level Bedrooms 5
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 2023
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bathrooms Half Main Level 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Private Beach
Pool No Pool
Lot Features Additional Lot(s)
Water Source Well
Total Parking Spaces 7
Garage Features Basement Garage,Garage - Front Entry
Type of Parking Driveway,Attached Garage
Foundation Details Block
Water View Y/N No
Lot Size Acres 2.30
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N No
Water Access Features Boat - Length Limit,Boat - Powered,Canoe/Kayak,Fishing Allowed,Limited hours of Personal Watercraft Operation (PWC),Private Beach,Swimming Allowed,Waterski/Wakeboard
Land Assessed Value 92200.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/17/2026 Listed $899,000

Property vs Zip Code Average in 21561

Price
AVG $1.12M
$900K
Taxes
AVG $7,258
$6,863
Year Built
AVG 1994
1985

In The Neighborhood

Areas That We Cover

524 Summit Drive Swanton, MD is a Single Family Home for sale at $899000 with 4457 sqft and a lot size of 2.3 Acres Acre(s). 524 Summit Drive Swanton has 5 bedrooms, 3 baths and was built in 1985. The property's zip code is 21561 which is in Swanton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

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