Precious Bankole

106 Lodge Circle

Swanton, MD
$ 839,900 Beds 4 Baths 3 Sq 2,439
Monthly Estimate* How much can I afford?

Set on 1.26 wooded acres in Sky Valley, this home offers privacy, generous living space, and access to one of Deep Creek's most desirable lake communities. Backing to approximately five acres of community common area, the setting feels quiet and secluded while remaining just minutes from the lake. The main living area is anchored by vaulted wood ceilings with exposed beams, a floor-to-ceiling stone fireplace, and a wall of glass that fills the home with natural light. The open kitchen and dining area provide plenty of space for gathering, with ample counter space and an easy flow to the deck overlooking the trees. The main level includes a spacious primary suite with vaulted wood ceilings, a private bath, and generous closet space, along with two additional bedrooms and a full bath featuring a jetted soaking tub. The lower level offers a comfortable family room and a large fourth bedroom with convenient access to a third full bath, creating an ideal space for guests or extended family. Outside, a walking path leads to a private fire pit tucked into the woods, while the detached two-car garage provides room for vehicles, outdoor equipment, and lake gear. Recent improvements include a new furnace, mini-split air conditioning, expanded septic system with doubled capacity, new garage roof, new garage doors, new ingress/egress windows and fresh interior paint., Sky Valley is known for its exceptional private lakefront, offering over 3,000 feet of shoreline with swimming areas, floating platforms, picnic pavilions, a fishing pond, playground, basketball court, and private boat launch. Thousand Acres Golf Club is less than ten minutes away, and Deep Creek Lake's restaurants, marinas, Wisp Resort, and state parks are all within easy reach. With four bedrooms, three full baths, multiple gathering spaces, this home is equally well suited as a full-time residence, weekend retreat, or investment property.

ACTIVE

  • Price
  • $ 839,900
  • City
  • Swanton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • GARRETT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.26 Acres
  • Zip
  • 21561
  • Sqr Footage
  • 2,439
  • Year Built
  • 1979
  • Taxes
  • $ 2521
  • Style
  • Chalet
  • MLS#
  • MDGA2012492
Listed By: Thomas Long with Railey Realty, Inc. - 3013872000;
Data Source: Bright MLS

Features

General

Living Area 2439
Sewer Septic < # of BR
Heating Baseboard - Hot Water,Baseboard - Electric
Cooling Ceiling Fan(s),Ductless/Mini-Split
Utilities Propane,Cable TV,Other
Possession Immediate
Appliances Built-In Microwave,Dishwasher,Disposal,Dryer,ENERGY STAR Dishwasher,Exhaust Fan,Icemaker,Refrigerator,Stainless Steel Appliances,Washer,Water Heater
Zoning R
HOA Fee 1028.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Recreation Facility,Road Maintenance,Snow Removal,Trash
Patio/Porch Features Deck(s),Wrap Around
Architectural Style Chalet
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1979
Electric 200+ Amp Service
View Trees/Woods
Levels 2
Tax Year 2022
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County GARRETT
New Construction No
Property Type Residential
Association Amenities Basketball Courts,Beach,Boat Dock/Slip,Boat Ramp,Common Grounds,Lake,Non-Lake Recreational Area,Picnic Area,Pier/Dock,Tot Lots/Playground,Water/Lake Privileges
HOA Yes
Subdivision Name SKY VALLEY
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From 495 turn onto Sky Valley Rd. Follow and turn right on Sky Valley Dr. Continue and turn right on Summit Dr. Continue and turn left on Bench Rd. Follow until turn left on Lodge Circle
City SWANTON
Body of Water Deep Creek Lake
Disclosures Prop Disclosure
Association Name SKY VALLEY ASSOCIATION,INC
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 54886.00
Tax Assessed Value 215800.0
Tax Annual Amount 2521.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Floors In Unit Count 2
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 619.85
Acceptable Financing Cash,Conventional,Private
Additional Parcels Y/N No
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N Yes
Total SQFT 2593
Location Type Rural
Standard Status Active
Year Built Source Assessor
Legal Subdivision SKY VALLEY EAST
Tax Lot 71
Association Recreation Fee No

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Exposed Beams,Floor Plan - Open,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Soaking Tub,Upgraded Countertops,Window Treatme
Heating Fuel Propane - Leased,Electric
Basement Daylight,Partial,Fully Finished,Heated,Outside Entrance,Windows
Flooring Carpet
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Replacement
Fireplace Y/N Yes
Above Grade Finished Area 1355
Central Air Y/N No
Total Bedrooms 4
Below Grade Finished Area 1084
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Foyer,Laundry,Recreation Room,Bathroom 2,Primary Bathroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Lower Floor,Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 154
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count Lower Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Exterior Lighting,Flood Lights,Gutter System,Play Area
Pool No Pool
Parking Features Gravel Driveway
Lot Features Backs - Open Common Area,Backs to Trees,Front Yard,Partly Wooded,Private,Rear Yard,Trees/Wooded
Water Source Well
Inclusions All contents of the home including but not limited to: all indoor/outdoor furniture,furnishings,décor,linens,electronics,kitchen contents etc. Personal items such as owners closet contents and detach
Total Parking Spaces 6
Garage Features Garage - Front Entry,Garage Door Opener
Type of Parking Detached Garage,Driveway
Land Use Code R
Foundation Details Block
Spa No
Water View Y/N No
Lot Size Acres 1.26
Road Surface Type Gravel
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N No
Water Access Features Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed
Road Responsibility Private
Horse Y/N No
Land Assessed Value 61900.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Detached Garage Spaces 2

Room Details

Bathroom 2 Main Flooring - Slate,Bathroom - Soaking Tub,Bathroom - Tub Shower
Bedroom 2 Main Flooring - Carpet,Ceiling Fan(s),Window Treatments
Bedroom 3 Main Flooring - Carpet,Ceiling Fan(s),Window Treatments
Bedroom 4 Lower 1 Flooring - Carpet,Window Treatments
Dining Room Main Cathedral/Vaulted Ceiling,Flooring - Carpet,Living/Dining Room Combo
Foyer Main Cathedral/Vaulted Ceiling,Attic - Pull-Down Stairs
Kitchen Main Flooring - Slate,Kitchen - Gas Cooking,Pantry,Countertop(s) - Granite
Laundry Lower 1
Living Room Main Cathedral/Vaulted Ceiling,Dining Area,Fireplace - Other,Living/Dining Room Combo,Balcony Access,Flooring - Carpet
Primary Bathroom Main Flooring - Tile/Brick,Window Treatments
Primary Bedroom Main Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet
Recreation Room Lower 1 Flooring - Carpet,Flooring - Slate

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Broad Ford Elementary School
Middle School Southern Middle
High School Southern Garrett High

Price History

7/30/2026 Listed $859,900
9/4/2026 3% - $839,900

Property vs Zip Code Average in 21561

Price
AVG $1.12M
$840K
Taxes
AVG $7,258
$2,521
Year Built
AVG 1994
1979
Visits
AVG 491
219
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

106 Lodge Circle Swanton, MD is a Single Family Home for sale at $839900 with 2439 sqft and a lot size of 1.26 Acres Acre(s). 106 Lodge Circle Swanton has 4 bedrooms, 3 baths and was built in 1979. The property's zip code is 21561 which is in Swanton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

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Precious Bankole

Precious Bankole

240-351-5185

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