Precious Bankole

109 Bancroft Avenue

Colonial Beach, VA
$ 365,000 Beds 2 Baths 1 Sq 1,000 Virtual Tour
Monthly Estimate* How much can I afford?

Turn-Key Cottage Living on The Point Just Two Blocks from the Water Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it alljust two blocks from the Potomac River and two blocks from Monroe Bay. Step inside and youll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space. The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family. The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space. The updated bathroom includes a walk-in shower and modern vanity. Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertainincluding two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work. Located in a golf-cart friendly neighborhood, youre just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home. Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.

ACTIVE

  • Price
  • $ 365,000
  • City
  • Colonial Beach
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WESTMORELAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.13 Acres
  • Zip
  • 22443
  • Sqr Footage
  • 1,000
  • Year Built
  • 1920
  • Taxes
  • $ 1025
  • Style
  • Cottage
  • MLS#
  • VAWE2010744
Listed By: Jessica L Anthony with Coldwell Banker Elite - 5404694300;
Data Source: Bright MLS

Features

General

Living Area 1000
Sewer Public Sewer
Heating Heat Pump - Electric BackUp
Cooling Central A/C
Possession Settlement
Roof Composite,Shingle
Appliances Dishwasher,Disposal,Refrigerator,Stainless Steel Appliances,Stove,Washer,Dryer
Zoning RESIDENTIAL
Patio/Porch Features Patio(s)
Architectural Style Cottage
Construction Materials Vinyl Siding
School District COLONIAL BEACH PUBLIC SCHOOLS
Year Built 1920
View Garden/Lawn,Street
Levels 1
Tax Year 2017
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County WESTMORELAND
New Construction No
Property Type Residential
HOA No
Subdivision Name THE POINT
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 1
Status ACTIVE
Directions McKinney Blvd to Colonial Ave,Right onto Washington Ave,Right onto Boundary,Left onto Bancroft Ave to house on Right
City COLONIAL BEACH
Body of Water Monroe Bay & Potomac River
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 5616.00
Tax Assessed Value 77700.0
Tax Annual Amount 1025.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 365.0
Additional Parcels Y/N No
Historic Y/N No
Vacation Rental Y/N No
Virtual Tour https://iframe.videodelivery.net/66561b646c6eae89656d70c1d48f9c17
Total SQFT 1000
Standard Status Active
Year Built Source Estimated
Tax Lot 10
Association Recreation Fee No

Interior Features

Interior Amenities Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Kitchen - Table Space,Bathroom - Stall Shower
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1000
Central Air Y/N Yes
Total Bedrooms 2
Room Type Living Room,Bedroom 2,Kitchen,Bedroom 1,Laundry,Bathroom 1
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Has Laundry
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Pool No Pool
Fencing Vinyl
Parking Features Gravel Driveway
Lot Features Landscaping,Rear Yard
Water Source Public
Type of Parking Driveway
Land Use Code 007
Foundation Details Crawl Space
Spa No
Water View Y/N No
Lot Size Acres 0.13
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 30900.00
Navigable Water Y/N No
Water Oriented Y/N Yes

Room Details

Bathroom 1 Main
Bedroom 1 Main
Bedroom 2 Main
Kitchen Main
Laundry Main
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Colonial Beach High School

Price History

3/25/2026 Listed $370,000
9/1/2026 2% - $365,000

Property vs Zip Code Average in 22443

Price
AVG $480K
$370K
Taxes
AVG $1,853
$1,025
Year Built
AVG 2000
1920
Visits
AVG 308
4
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

109 Bancroft Avenue Colonial Beach, VA is a Single Family Home for sale at $365000 with 1000 sqft and a lot size of 0.13 Acres Acre(s). 109 Bancroft Avenue Colonial Beach has 2 bedrooms, 1 baths and was built in 1920. The property's zip code is 22443 which is in Colonial Beach, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

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