Precious Bankole

8202 Bay Terrace

Harvey Cedars, NJ
$ 5,000,000 Beds 3 Baths 2.5 Sq 1,896
Monthly Estimate* How much can I afford?

LOCATION! LOCATION! LOCATION! Exceptional bayfront opportunity in the heart of Harvey Cedars. Situated on one of Harvey Cedars' most desirable bayfront cul-de-sac streets, this oversized waterfront property encompasses more than 15,000 square feet and boasts approximately 150 feet of bay frontage. The property also benefits from a riparian grant into Barnegat Bay. Property received Minor Subdivision Approval from the Harvey Cedars Land Use Review Board in 2025 to create two conforming bayfront building lots. Approval was granted without variances. This unique property presents exceptional possibilities for investors, builders, or those seeking to create a one-of-a-kind waterfront estate. The property is improved with a home originally constructed in 1939, presenting an opportunity for renovation, expansion, or redevelopment. Buyers may choose to restore and reimagine the existing residence or take advantage of the property's incredible size, waterfront exposure, and location to create a custom bayfront retreat. Waterfront amenities include a vinyl bulkhead, sandy beach area, and direct access to Barnegat Bay, making it ideal for boating, fishing, crabbing, kayaking, paddleboarding, and countless other waterfront activities. Enjoy breathtaking sunset views over the bay and experience some of the most spectacular scenery Long Beach Island has to offer. The location is second to none. Just a short stroll to Harvey Cedars' lifeguarded 80th Street beach, this property is also within walking distance of some of Long Beach Island's most popular restaurants, markets, ice cream polars, coffee shops, and local attractions. Spend your mornings at the beach, afternoons on the bay, and evenings enjoying the renowned dining and coastal lifestyle that make Harvey Cedars one of Long Beach Island's most sought-after destinations. Opportunities like this are increasingly rare. Whether your vision is to renovate the existing home, build a spectacular bayfront estate, or explore the approved subdivision potential, this is a unique chance to own a premier piece of waterfront real estate in one of Long Beach Island's most desirable locations.

ACTIVE

  • Price
  • $ 5,000,000
  • City
  • Harvey Cedars
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OCEAN
  • Half Bathrooms
  • 1
  • Area
  • Harvey Cedars Boro
  • Lot Size
  • Zip
  • 08008
  • Sqr Footage
  • 1,896
  • Year Built
  • 1939
  • Taxes
  • $ 14825
  • Style
  • Coastal
  • MLS#
  • NJOC2042866
Listed By: Dayna A. Restaino with Restaino Realty LLC - 6098912892;
Data Source: Bright MLS

Features

General

Living Area 1896
Sewer Public Sewer
Heating Forced Air
Cooling None
Possession 0-30 Days CD
Zoning R-A
Architectural Style Coastal,Other
Construction Materials Frame
Year Built 1939
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel None
Accessibility None
County OCEAN
New Construction No
Property Type Residential
HOA No
Subdivision Name HARVEY CEDARS
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions GSP to Exit 63. Take Route 72 East to Long Beach Island. Turn left onto Long Beach Boulevard,then left onto 80th Street. Turn right onto Bay Terrace. Destination will be on your left.
City HARVEY CEDARS
Senior Community Y/N No
MLS Area Harvey Cedars Boro (21510)
Lot Size Units Square Feet
Lot Size Square Feet 0.00
Tax Assessed Value 1333200.0
Tax Annual Amount 14825.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 2637.13
Vacation Rental Y/N No
Total SQFT 1896
Location Type Bayfront
Standard Status Active
Year Built Source Assessor
Tax Lot 00008

Interior Features

Heating Fuel Natural Gas
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1896
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bathrooms Half Main Level 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Other
Water View Y/N No
Lot Dimensions 100.00 x 0.00
Lot Size Acres 0.00
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 1215200.00
Navigable Water Y/N No
Water Oriented Y/N No
LotDimensionsSource Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/12/2026 Listed $5,000,000

Property vs Zip Code Average in 08008

Price
AVG $3.34M
$5M
Taxes
AVG $11,050
$14,825
Year Built
AVG 1995
1939
Visits
AVG 297
424
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

8202 Bay Terrace Harvey Cedars, NJ is a Single Family Home for sale at $5000000 with 1896 sqft and a lot size of Acre(s). 8202 Bay Terrace Harvey Cedars has 3 bedrooms, 2 baths and was built in 1939. The property's zip code is 08008 which is in Harvey Cedars, NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

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