Precious Bankole

40115 Combs Creek Way

Leonardtown, MD
$ 1,590,000 Beds 5 Baths 3.5 Sq 2,993
Monthly Estimate* How much can I afford?

Welcome to an extraordinary waterfront experience in the Rosebank community of Leonardtown, where panoramic views of Breton Bay, a private sandy beach peninsula, deep-water boating access, and comfort-inspired amenities create one of St. Marys Countys remarkable waterfront offerings this year. Perfectly positioned to capture breathtaking water views, this exceptional property offers a rare opportunity to own a private waterfront oasis with an expansive shoreline along both Breton Bay and Combs Creek, extending all the way to the point of its sandy beach peninsula. Enhanced riprap protection, extensive landscaping, and mature surroundings create a truly unforgettable setting. Enjoy 1,545 feet of bay-front water life. Kayakers, yachters, dolphin enthusiasts, fishers, crabbers, and star-gazers are just a few who may find interest in this exemplary waterfront gem. The centerpiece of the outdoor living experience is the spectacular saltwater pool, thoughtfully designed for both relaxation and entertaining. The saltwater pool is finished with premium Wet Edge Premier Stone and Artistic Paver tiles, (featuring embedded seashells sourced from Miami). The tanning ledge measures approximately 8x16' providing the perfect place to lounge and enjoy waterfront views, while a diving board adds to the fun. A dedicated pool pump house and separate dual pool storage unit with its own half bath supports the pool operation. Water enthusiasts will appreciate the exceptional marine amenities. Walking down the hill from the residence leads to a private boathouse and pier system designed with serious boaters in mind. The pier features new stringers, updated power and water service, two slips including the boathouse, and one open slip, a fish cleaning station, and kayak launch area. Low water depth at the end of the pier averages approximately eight feet, making this deep-water location highly desirable for larger vessels and year-round boating. The boathouse, along with the pier, pool house, and detached garage, are all serviced through a dedicated electrical panel system. Water is also available on the pier. Inside, the home has undergone substantial improvements over the years, including a complete transformation of the kitchen and dining areas, creating a stunning gourmet gathering space that serves as the heart of the home. Updated Andersen windows, updated flooring, fresh interior paint, and a beautifully finished laundry and utility room further enhance the homes appeal. The impressive enclosed sunroom, encompassing approximately 440 square feet, offers year-round enjoyment and flexible living space while showcasing the propertys incredible waterfront views in all seasons. Additional improvements include HardiePlank fiber cement siding, a whole-house generator capable of operating the kitchen and well systems during outages, and a detached 2.5-car garage with a raised floor to improve site grading. The garage offers exceptional storage and future potential for additional finished space should a buyer desire to build up. The well is approximately eight years old. When drilled, the well and pump were upgraded to provide for the additional water needs of the pool, pier and future lawn irrigation. The laundry and utility area features a Navien boiler installed in 2016, providing domestic hot water as well as support for the homes heating systems. For added value and future convenience, the sellers are in the process of connecting the property to public sewer, which is available within the property. We cannot wait for you to come see the lifestyle that Combs Creek Way has to offer you.

ACTIVE

  • Price
  • $ 1,590,000
  • City
  • Leonardtown
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • SAINT MARYS
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 3.88 Acres
  • Zip
  • 20650
  • Sqr Footage
  • 2,993
  • Year Built
  • 1940
  • Taxes
  • $ 8226
  • Style
  • Cape Cod
  • MLS#
  • MDSM2032002
Listed By: Diana Washabaugh with CENTURY 21 New Millennium - 3018622169;
Data Source: Bright MLS

Features

General

Living Area 2993
Sewer Other
Heating Hot Water
Cooling Heat Pump(s)
Possession Settlement
Appliances Built-In Range,Built-In Microwave,Commercial Range,Dishwasher,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Icemaker,Oven - Double,Oven - Wall,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless
Zoning RPD
Garage Spaces 2.00
Patio/Porch Features Enclosed,Patio(s),Porch(es),Roof
Architectural Style Cape Cod
Pool Features Fenced,In Ground,Saltwater,Other
Construction Materials Brick
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Exclusions Boat
Year Built 1940
View Water,Bay,Scenic Vista,Panoramic
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site,Sandy Beach,Rip-Rap
Accessibility Other
County SAINT MARYS
New Construction No
Property Type Residential
HOA No
Subdivision Name ROSEBANK
Facing Direction West
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions When turning left onto Combs Creek Way follow directionals to end.
City LEONARDTOWN
Body of Water BRETON BAY & COMBS CREEK
Disclosures Prop Disclaimer,Buried Fuel Tanks
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 169013.00
Tax Assessed Value 861267.0
Tax Annual Amount 8226.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 531.24
Additional Parcels Y/N No
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2993
Location Type Bayfront
Standard Status Active
Year Built Source Assessor
Tax Lot 1

Interior Features

Interior Amenities Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Carpet,Ceiling Fan(s),Dining Area,Kitchen - Gourmet,Kitchen - Island,Kitchen - Table Space,Pantry,Primary Bedroom - Bay Front,Recessed Lig
Heating Fuel Oil,Electric
Flooring Carpet,Ceramic Tile,Hardwood,Laminate Plank,Partially Carpeted,Stone,Other
Total Fireplaces 1
Fireplace Features Brick,Wood,Other
Hot Water Tankless
Basement (Y/N) No
Heating Y/N Yes
Window Features Double Pane,Screens
Fireplace Y/N Yes
Above Grade Finished Area 2993
Half Baths 1
Central Air Y/N No
Total Bedrooms 5
Room Type Living Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Den,Foyer,Laundry
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Dryer In Unit,Main Floor,Washer In Unit
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Exterior Lighting,Extensive Hardscape,Flood Lights,Private Beach,Secure Storage,Other,Sidewalks
Pool Yes - Personal
Fencing Partially,Rear,Other
Parking Features Asphalt Driveway,Private
Lot Features Cleared,Fishing Available,Front Yard,Landscaping,Level,Poolside,Premium,Private,Rear Yard,Rip-Rapped,SideYard(s),Other
Water Source Well
Inclusions Select furniture will convey.
Total Parking Spaces 10
Garage Features Additional Storage Area,Covered Parking,Garage - Side Entry,Other
Type of Parking Detached Garage,Driveway,Other
Land Use Code R
Foundation Details Slab
Water View Y/N Yes
Lot Size Acres 3.88
Road Surface Type Paved
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N Yes
Door Features Storm,Sliding Glass
Other Equipment See Remarks
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Personal Watercraft (PWC),Private Beach,Sail,Swimming Allowed,Waterski/Wakeboard
Road Responsibility Easement/Right of Way,Private,Road Maintenance Agreement
Horse Y/N No
Number of Docks 1
Land Assessed Value 523200.00
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Detached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Pier (Perpendicular),Multiple Slip,Material - Treated Lumber,Private,Storage Area,Other

Room Details

Bedroom 2 Upper 1 Flooring - Carpet
Bedroom 3 Main Flooring - Carpet
Bedroom 4 Upper 1 Flooring - Carpet
Den Main Flooring - Carpet
Family Room Main Flooring - HardWood
Foyer Main Flooring - HardWood
Kitchen Main Flooring - Tile/Brick
Laundry Main Flooring - Concrete
Living Room Main Flooring - HardWood,Fireplace - Wood Burning
Primary Bedroom Main Flooring - Carpet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/27/2026 Listed $1,700,000
8/11/2026 7% - $1,590,000

Property vs Zip Code Average in 20650

Price
AVG $1.09M
$1.59M
Taxes
AVG $46,320
$8,226
Year Built
AVG 1994
1940
Visits
AVG 424
171
Data Provided by Inside Real Estate®

Areas That We Cover

40115 Combs Creek Way Leonardtown, MD is a Single Family Home for sale at $1590000 with 2993 sqft and a lot size of 3.88 Acres Acre(s). 40115 Combs Creek Way Leonardtown has 5 bedrooms, 3 baths and was built in 1940. The property's zip code is 20650 which is in Leonardtown, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

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