Precious Bankole

109 Walnut Street

Ridgely, MD
$ 419,000 Beds 5 Baths 2.5 Sq 2,250 Virtual Tour
Monthly Estimate* How much can I afford?

5 BEDROOMS 2,250 SQ FT MOVE-IN READY 2-CAR GARAGE ESTABLISHED LISTER ESTATES Looking for the space of a larger home without the wait, construction process, or uncertainty of new construction? Why wait for new construction when you can enjoy the space, comfort and established charm of a beautifully maintained Colonial in desirable Lister Estates? Offering 5 bedrooms, 2.5 baths and approximately 2,250 square feet, this spacious home provides the room today's buyers are looking forwhether you need bedrooms for family, guests, a home office, hobbies or simply more breathing room. From the moment you arrive, you'll appreciate the pride of ownership. The home features a beautiful newer front door that welcomes natural light, gleaming oak hardwood floors, freshly painted interiors and a well-maintained, move-in-ready presentation. The kitchen offers convenient everyday functionality, while the home's generous floor plan provides plenty of space for both comfortable living and entertaining. Need even more room? The lower level offers valuable additional unfinished space and storage with the potential to be customized to suit your needs, subject to buyer's plans and applicable requirements. Outside, enjoy the convenience of an attached 2-car garage, established landscaping and the ease of living in a neighborhood setting while remaining close to Ridgely's quaint town center, shopping, churches, schools, parks and major commuter routes. If you're comparing new construction, smaller homes or properties requiring major updates, be sure to see what 109 Walnut Street has to offer. Five bedrooms, generous living space, a 2-car garage and move-in-ready condition make this a home worth seeing in person!

ACTIVE

  • Price
  • $ 419,000
  • City
  • Ridgely
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • CAROLINE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.24 Acres
  • Zip
  • 21660
  • Sqr Footage
  • 2,250
  • Year Built
  • 2004
  • Taxes
  • $ 4030
  • Style
  • Colonial
  • MLS#
  • MDCM2007764
Listed By: Camille Bullard with Coldwell Banker Realty - 4102638686;
Data Source: Bright MLS

Features

General

Living Area 2250
Sewer Public Septic
Heating Heat Pump(s)
Cooling Air Purification System,Central A/C,Dehumidifier,Heat Pump(s),Programmable Thermostat
Utilities Electric Available,Cable TV Available,Phone Available,Sewer Available,Water Available
Possession 0-30 Days CD
Appliances Dishwasher,Disposal,Dryer - Electric,Exhaust Fan,Icemaker,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater
Zoning R-3
HOA Fee 150.00
Garage Spaces 2.00
Patio/Porch Features Roof,Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CAROLINE COUNTY PUBLIC SCHOOLS
Year Built 2004
View Garden/Lawn,Street,Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County CAROLINE
New Construction No
Property Type Residential
HOA Yes
Subdivision Name LISTER ESTATES
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Please Google
City RIDGELY
Disclosures Exempt - Disclosure/Disclaimer,Prop Disclosure,Prop Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10560.00
Tax Assessed Value 278633.0
Tax Annual Amount 4030.0
Home Warranty Y/N No
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 186.22
Acceptable Financing Cash,Conventional,FHA
Lease Considered Y/N No
Vacation Rental Y/N No
Virtual Tour https://viewlistingdetails.com/109-walnut-street-ridgely-md-21660-atQe?preview=true
Total SQFT 3228
Location Type Middle Of Block
Standard Status Active
Year Built Source Assessor
Tax Lot 25

Interior Features

Interior Amenities Air Filter System,Attic,Bathroom - Tub Shower,Breakfast Area,Carpet,Combination Kitchen/Living,Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate
Heating Fuel Central
Basement Connecting Stairway,Daylight,Partial,Drain,Interior Access,Poured Concrete,Shelving,Space For Rooms,Sump Pump,Unfinished,Windows
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2250
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Entry Level 1
Room Type Basement
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Has Laundry
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 978
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 5
Bedrooms Count Upper Level 1 5
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Sidewalks
Pool No Pool
Fencing Partially
Parking Features Asphalt Driveway,Paved Driveway
Water Source Public
Total Parking Spaces 2
Garage Features Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Permanent
Water View Y/N No
Lot Size Acres 0.24
Lot Size Source Assessor
Waterfront Y/N No
Door Features Insulated
Land Assessed Value 50000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Basement Lower 1 Basement - Unfinished,Flooring - Concrete

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/20/2026 Listed $419,000

Property vs Zip Code Average in 21660

Price
AVG $410K
$420K
Taxes
AVG $3,655
$4,030
Year Built
AVG 1948
2004
Visits
AVG 93
29
Data Provided by Inside Real Estate®

Areas That We Cover

109 Walnut Street Ridgely, MD is a Single Family Home for sale at $419000 with 2250 sqft and a lot size of 0.24 Acres Acre(s). 109 Walnut Street Ridgely has 5 bedrooms, 2 baths and was built in 2004. The property's zip code is 21660 which is in Ridgely, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

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