Precious Bankole

2028 Richmond Rd

Troy, VA
$ 439,000 Beds 2 Baths 1 Sq 1,536
Monthly Estimate* How much can I afford?

HILL COTTAGE ? Step into the warmth & character of a historic log cabin that was expanded into a comfortable year-round home situated on 10.27+/- acres. Blending rustic character with modern conveniences, the cottage features a welcoming log living room with fireplace, a fully equipped kitchen that opens to a cozy family room with exposed brick, an adjoining dining room, a first-floor bedroom, full bathroom, & a spacious upstairs bedroom. Recent upgrades include a tankless hot water heater & new dishwasher. The property offers a desirable mix of open fields & woods, providing endless opportunities for gardening, recreation, horses or simply enjoying the peaceful country setting. With potential for an additional lot under Fluvanna County's Family Subdivision regulations (subject to County approval), the property also offers future value & flexibility. A unique opportunity to purchase a property which has been lovingly owned by the same family for several generations. Ideally located with convenient access to Charlottesville & the University of Virginia to the west & Richmond to the east. Hill Cottage is perfectly suited as a full-time residence, a relaxing weekend getaway, or an exceptional investment opportunity.,Wood Cabinets,Fireplace in Bedroom,Fireplace in Living Room

ACTIVE

  • Price
  • $ 439,000
  • City
  • Troy
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • FLUVANNA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 10.27 Acres
  • Zip
  • 22974
  • Sqr Footage
  • 1,536
  • Year Built
  • 1940
  • Taxes
  • $ 1334
  • Style
  • Cottage
  • MLS#
  • 680008
Listed By: CHARLOTTE DAMMANN with MCLEAN FAULCONER INC., REALTOR - 4342951131;
Data Source: Bright MLS

Features

General

Living Area 1536
Sewer Septic Exists
Heating Baseboard
Cooling Window Unit(s)
Utilities Electric Available
Possession Settlement
Roof Metal
Appliances Dryer,Washer/Dryer Hookups Only,Washer,Water Heater - Tankless
Zoning A-1
Architectural Style Cottage
Construction Materials Wood Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1940
View Pasture,Garden/Lawn
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 0.00
County FLUVANNA
New Construction No
Property Type Residential
HOA No
Subdivision Name NONE AVAILABLE
Garage Y/N No
Green Sustainability Conserving Materials/Methods
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade,Below Grade
Full Baths 1
Status ACTIVE
Directions FROM Charlottesville follow 250 East (Richmond Rd) Property is on right just after Beaver Dam Baptist Church & before the Artful Lodger. FROM Zion Cross Rds take 250 West (Richmond Rd) left just afte
City TROY
Disclosures Prop Disclosure
Tax Annual Amount 1334.84
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 285.81
Construction Completed Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 1536
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Entry Level Bedroom
Flooring Vinyl,Wood
Total Fireplaces 2
Hot Water Tankless
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1536
Central Air Y/N No
Total Bedrooms 2
Room Type Living Room,Dining Room,Kitchen,Family Room,Full Bath,Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Exterior Amenities Other
Lot Features Level,Private,Sloping,Partly Wooded
Water Source Well
Foundation Details Stone,Crawl Space
Water View Y/N No
Building Area Total 1536.00
Lot Size Acres 10.27
Water Oriented Y/N No

Room Details

Additional Bedroom # 2 Upper 1
Additional Bedroom Main
Dining Room Main
Family Room Main
Full Bath Main
Kitchen Main
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

7/27/2026 Listed $439,000

Property vs Zip Code Average in 22974

Price
AVG $620K
$440K
Taxes
AVG $3,201
$1,334
Year Built
AVG 1996
1940

Areas That We Cover

2028 Richmond Rd Troy, VA is a Single Family Home for sale at $439000 with 1536 sqft and a lot size of 10.27 Acres Acre(s). 2028 Richmond Rd Troy has 2 bedrooms, 1 baths and was built in 1940. The property's zip code is 22974 which is in Troy, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Precious Bankole

Precious Bankole

240-351-5185

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy