21 Thurman Rd

Troy, VA
$ 1,250,000 Beds 4 Baths 3.5 Sq 4,185 Virtual Tour
Monthly Estimate* How much can I afford?

Now Offered at $1,250,000. Discover the perfect blend of luxury, privacy, and modern efficiency on this exceptional 10-acre estate in the coveted South Keswick community, just 10 minutes from Charlottesville. Offering over 5,000 finished square feet, the home features two main-level primary suites, a finished lower level with a gym, and thoughtfully designed spaces for both everyday living and entertaining. A detached 1,200-square-foot finished annex with a bedroom, full bath, and kitchenette provides outstanding flexibility for guests, multigenerational living, a private office, or creative studio. Outdoors, enjoy peaceful pond and meadow views, a barn, classic three-board fencing, and miles of private riding and walking trails that create a truly exceptional country lifestyle. Extensive recent improvements include a 16.7-kW solar system with two Tesla Powerwall batteries, advanced air filtration and humidity control systems, and numerous high-quality renovations throughout. A rare opportunity to own a distinctive Virginia estate where luxury, land, and lifestyle come together.,Glass Front Cabinets,Granite Counter,Hickory Cabinets,Fireplace in Rec Room

ACTIVE

  • Price
  • $ 1,250,000
  • City
  • Troy
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FLUVANNA
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 10 Acres
  • Zip
  • 22974
  • Sqr Footage
  • 4,185
  • Year Built
  • 1994
  • Taxes
  • $ 6638
  • Style
  • MLS#
  • 676557
Listed By: ANNE E OLIVER with KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE - 4342202200;
Data Source: Bright MLS

Features

General

Living Area 4185
Sewer Septic Exists
Heating Solar - Active,Heat Pump(s)
Cooling Dehumidifier,Central A/C
Roof Architectural Shingle
Appliances Dryer,Washer
Zoning A-1
HOA Fee 900.00
Association Fee Includes Common Area Maintenance,Road Maintenance,Snow Removal
Architectural Style Other
Security Features Carbon Monoxide Detector(s),Security System,Smoke Detector
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1994
View Pasture,Water,Trees/Woods
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 0.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction No
Property Type Residential
Association Amenities Lake,Picnic Area,Horse Trails,Jog/Walk Path
HOA Yes
Subdivision Name NONE AVAILABLE
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From Charlottesville 250 east to right on Union Mills Road (616) to right on South Keswick Drive to right on Marshall Road to the house on the corner of Marshall and Thurman Road on the right.
City TROY
Disclosures Exempt - Disclosure/Disclaimer,Prop Disclosure
Senior Community Y/N No
Tax Annual Amount 6638.72
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 464.86
Construction Completed Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 4185
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Propane - Owned
Basement Fully Finished,Full,Heated,Interior Access,Outside Entrance,Walkout Level,Windows
Flooring Ceramic Tile,Hardwood
Fireplace Features Brick
Basement (Y/N) Yes
Air Conditioning Y/N No
Heating Y/N Yes
Window Features Screens,Storm
Fireplace Y/N No
Above Grade Finished Area 2689
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1496
Room Type Living Room,Dining Room,Kitchen,Foyer,Breakfast Room,Exercise Room,Laundry,Mud Room,Recreation Room,Utility Room,Full Bath,Half Bath,Additional Bedroom
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Lot Features Landscaping,Open
Water Source Well
Inclusions All appliances
Foundation Details Brick/Mortar,Block
Water View Y/N Yes
Building Area Total 7041.00
Lot Size Acres 10.00
Water Body Type Lake
Water Oriented Y/N No

Room Details

Additional Bedroom 17'2 x 2'1 Main
Additional Bedroom # 2 16'8 x 17' Lower 1
Breakfast Room 13'11x 9'4 Main
Dining Room 18'3x 13'8 Main
Exercise Room 35'1 x26'7 Lower 1
Foyer 8' x 15'9 Main
Full Bath # 2 7'4" x10'1 Lower 1
Full Bath 6'8 x 6' Main
Half Bath 6' x 5'9" Main
Kitchen 18'3 x12'7 Main
Laundry Lower 1
Living Room 17' x 12'1 Main
Mud Room 9'3 x 9'4 Main
Recreation Room 18'1x 33'6 Lower 1
Utility Room 7'6 x12'6 Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

5/1/2026 Listed $1,300,000
7/17/2026 4% - $1,250,000

Property vs Zip Code Average in 22974

Price
AVG $610K
$1.25M
Taxes
AVG $3,728
$6,638
Year Built
AVG 1994
1994
Visits
AVG 155
555
Data Provided by Inside Real Estate®

Areas That We Cover

21 Thurman Rd Troy, VA is a Single Family Home for sale at $1250000 with 4185 sqft and a lot size of 10 Acres Acre(s). 21 Thurman Rd Troy has 4 bedrooms, 3 baths and was built in 1994. The property's zip code is 22974 which is in Troy, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.